Banking that moves at the speed of your company
Aperture is the financial platform for ambitious teams — business accounts, treasury, corporate cards and payments, engineered into one precise, programmable surface.
Trusted by 14,000+ companies building the future
One dashboard for every dollar your business moves
Real-time balances, spend controls, and treasury yield in a single workspace. Built for finance teams who want clarity without the spreadsheet sprawl.
Overview
Everything your finance stack needs, natively
No bolt-on integrations or third-party logins. Accounts, cards, treasury and payments share one ledger, one API, one source of truth.
Corporate cards with real controls
Issue unlimited virtual and physical cards. Set per-merchant limits, freeze in one tap, and auto-collect receipts against every swipe.
Treasury that earns, automatically
Idle cash sweeps into a government money-market fund earning 4.38% APY. Liquidity stays same-day, with full transparency on every basis point.
Payments at global scale
Send ACH, wires, and same-day payments to 40+ countries from one balance. Programmable approvals and batch payouts via a single API call.
Roles, approvals & spend policy
Grant scoped access to every teammate, route approvals by amount, and enforce spend policy before money leaves — not after.
Books that close themselves
Two-way sync with QuickBooks, Xero and NetSuite. Transactions arrive categorized and reconciled, cutting month-end close from days to hours.
A developer API for money
Move money programmatically with idempotent, fully-typed REST endpoints and webhooks. Spin up accounts and cards in code, ship in a weekend.
Up and running in an afternoon
No paperwork, no branch visits, no waiting on a relationship manager. Most teams are moving real money the same day.
Open your account online
Answer a few questions about your company. We verify your business instantly through our compliance engine — no faxed documents, no notary.
Fund, sync & invite
Move your balance over, link your accounting software, and invite teammates with the exact permissions they need. It all takes one sitting.
Run finance on autopilot
Issue cards, schedule payments, earn treasury yield, and watch every dollar reconcile itself. Your finance stack now runs on one rail.
Bank-grade by default, audited continuously
Your money sits with FDIC-insured partner banks, and your data is protected by the same standards trusted by the world's largest institutions.
Up to $5M in FDIC insurance
Deposits are swept across a network of partner banks, multiplying standard coverage well beyond the $250k limit.
SOC 2 Type II & PCI DSS Level 1
Independently audited controls across security, availability and confidentiality, recertified every year.
Encryption in transit & at rest
AES-256 at rest and TLS 1.3 in transit, with hardware-backed key management and mandatory multi-factor authentication.
Plugs into the tools you already run
Aperture connects to your accounting, payroll, and expense stack out of the box — and to anything else through our API.
Real-time, two-way ledger sync with automatic categorization.
Push reconciled transactions and bills straight to your books.
Enterprise GL mapping with class and department dimensions.
Run payroll from your Aperture balance with one approval.
Approve payments and get spend alerts without leaving chat.
Auto-sweep payouts into treasury the moment they settle.
Sync card transactions and receipts for unified reporting.
Build anything else with typed endpoints and webhooks.
Finance teams don't go back
From seed-stage startups to public companies, operators choose Aperture to replace a patchwork of banks, cards and spreadsheets.
We closed our books in four hours last month — it used to take a week. Aperture is the first banking product that feels like it was built by engineers who actually run a finance team.
The treasury yield alone covers two engineering salaries a year. Moving our idle cash took ten minutes and we never gave up same-day liquidity.
We issue a virtual card per vendor with hard limits in seconds. Rogue spend is basically gone, and our controller finally sleeps at night.
Free to start. Priced to scale.
No minimums, no account fees, no surprise charges. Pay only for the advanced controls and volume you actually use.
- Business checking account
- Unlimited virtual cards
- Free ACH & same-day transfers
- Up to 3 team members
- Everything in Starter
- Treasury at 4.38% APY
- Approval workflows & spend policy
- Accounting sync & unlimited seats
- Everything in Growth
- Multi-entity & multi-currency
- SAML SSO & SCIM provisioning
- Dedicated manager & 99.99% SLA
Questions, answered
Aperture is a financial technology company, not a bank. Banking services are provided by our FDIC-insured partner banks. Your deposits are held with these regulated institutions, and we layer the software, cards, treasury and controls on top.
Deposits are swept across a network of partner banks, extending FDIC insurance up to $5M. Treasury balances are held in a government money-market fund. All data is encrypted with AES-256 and we maintain SOC 2 Type II and PCI DSS Level 1 certifications.
Most companies are approved in minutes. Our compliance engine verifies your business instantly in the majority of cases — no faxed documents or branch visits. Once approved you can fund the account and start moving money the same day.
Yes. Our migration team helps you move balances, recurring payments, and vendor relationships. We provide account-update letters, payee migration tooling, and a dedicated specialist for accounts over $1M in monthly volume.
Absolutely. Every capability — accounts, cards, payments, treasury — is available through a fully-typed REST API with idempotency keys and webhooks. Sandbox keys are free on every plan, so you can build before you go live.
Give your money the platform it deserves
Join 14,000+ companies running finance on Aperture. No minimums, no fees to start, and you can be moving money this afternoon.